Terms of Service

Terms of Service

Effective Date: July 11, 2026

Welcome to the NexGen Financial Services, Inc. website (“Website”). These Terms of Service (“Terms”) govern your access to and use of our Website, products, services, and SMS communications. By accessing our Website or using our services, you agree to be bound by these Terms.

1. Company Information

NexGen Financial Services, Inc. (“NexGen,” “we,” “our,” or “us”) provides mortgage brokerage, commercial lending, business financing, insurance, and related financial services.

Contact Information

NexGen Financial Services, Inc.

Website: https://nexgenfinancialservicesinc.com/

Email: info@nexgenfinancialservicesinc.com

Phone: 855-815-3050

Mailing Address: 645 Westwood Avenue - Suite 208, River Vale, New Jersey 07675

2. Acceptance of Terms

By using this Website, submitting information, requesting services, or enrolling in SMS communications, you acknowledge that you have read and agree to these Terms.

3. Use of Our Website

You agree to use this Website only for lawful purposes.

You agree not to:

Provide false or misleading information.
Attempt unauthorized access to our systems.
Introduce malicious software or viruses.
Interfere with the operation or security of the Website.
Use the Website in violation of any applicable law.

4. No Guarantee of Approval

Submission of an inquiry or loan application does not guarantee approval.

All financing is subject to:

Credit approval
Underwriting guidelines
Verification of income and assets
Property appraisal (when applicable)
Investor and lender requirements
Applicable federal and state laws

Rates, fees, and loan programs may change without notice.

5. Electronic Communications

By communicating with NexGen electronically, including through email, website forms, or SMS, you consent to receive electronic communications regarding your inquiry, loan application, account, or requested services.

SMS Terms and Conditions

6. SMS Program Description

If you voluntarily opt in to receive SMS messages, NexGen Financial Services, Inc. may send text messages regarding:

Loan application updates
Mortgage status notifications
Commercial loan updates
Insurance communications
Appointment reminders
Document requests
Customer support
Account notifications
Marketing and promotional messages (only if you separately consent)

Message frequency varies depending upon your interaction with NexGen.

7. Consent

By providing your mobile number and opting in, you expressly authorize NexGen Financial Services, Inc. to send SMS messages using an automated telephone dialing system or other automated technology where permitted by law.

Your consent is not a condition of purchasing any product or service.

8. Message and Data Rates

Message and data rates may apply according to your wireless carrier’s plan.

You are responsible for any charges imposed by your mobile carrier.

9. Opt-Out

You may opt out of SMS communications at any time by replying:

STOP

After opting out, you will receive one final confirmation message, after which no further SMS messages will be sent unless you opt in again.

10. Help

For assistance, reply:

HELP

or contact us directly using the contact information listed above.

11. Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

Delivery is subject to your mobile carrier’s network availability.

12. Privacy

Your privacy is important to us.

Please review our Privacy Policy for information regarding how we collect, use, store, and protect your information.

We do not sell, rent, or share your SMS consent or mobile phone number with third parties or affiliates for their own marketing purposes.

13. Intellectual Property

All Website content, including logos, graphics, text, software, trademarks, and other materials, are the property of NexGen Financial Services, Inc. and may not be reproduced without written permission.

14. Third-Party Websites

Our Website may contain links to third-party websites.

NexGen is not responsible for the content, security, or privacy practices of third-party websites.

15. Disclaimer

The Website and all information provided are offered “as is” without warranties of any kind.

Nothing contained on this Website constitutes legal, accounting, investment, or tax advice.

16. Limitation of Liability

To the fullest extent permitted by law, NexGen Financial Services, Inc. shall not be liable for any indirect, incidental, consequential, or special damages arising from use of the Website or our services.

17. Indemnification

You agree to indemnify and hold harmless NexGen Financial Services, Inc., its officers, employees, contractors, and affiliates from claims arising out of your misuse of the Website or violation of these Terms.

18. Changes to These Terms

We reserve the right to modify these Terms at any time.

Updated versions will be posted on this Website with a revised Effective Date.

Continued use of the Website constitutes acceptance of the updated Terms.

19. Governing Law

These Terms shall be governed by the laws of the State of New Jersey, without regard to conflict-of-law principles.

20. Contact Us